BUYERS' CHARGES			SELLERS' CHARGES
	Pro-ration of real estate taxes			Pro-ration of real estate taxes
	New fire insurance policy			All delinquent taxes
	Loan fees			Document transfer tax (county)*
	Recording fees			Drawing and notary fees
	Notary fees			Real estate commission
	Drawing fees			Recording fees
	Title insurance and escrow fees			Prepaid rents and rental deposits
	Termite report (negotiable with seller)			Payment of judgments, tax liens
	Property inspection fee (negotiable with seller)			Termite repair work
				Pre-payment penalties on loans
Rule of thumb: Buyers' closing costs range 2-3% of sales price (range is due to loan fees variable).				Reconveyance fee
				Soils report (JCP report)
				Environmental hazards report (E-Risk)
			*Documentary transfer tax (county) is $1.10 per $1000 valuation based on the sales price if new financing is obtained, or based on the seller's equity in the event buyer assumes the existing financing.

Check with your escrow officer for additional costs that may be unique to your city.

In San Mateo County, some of the fees listed above are customarily paid by the buyer or seller. All fees charged are governed by the terms of the sales contract and other written instructions from buyer and seller.

Tom & Sharon Salet, Realtor Team with Alain Pinel Realtors

80 N. Cabrillo Highway, Suite H, Half Moon Bay, CA 94019

650-479-1109 Sharon

650-479-1108 Tom

ssalet@apr.com EMAIL

tsalet@apr.com EMAIL